Business Checking
Legacy Business Checking Accounts are designed to meet the needs of all kinds of commercial customers, large and small.
Legacy Free^Business Checking
• $100 required to open an account
• Free ATM withdrawals at any ATM – worldwide
• Free Business debit card upon approval
• Free Business Online Banking with unlimited bill payment
• Monthly Image Statement
• No minimum balance requirements
• No monthly maintenance fee (does not include excess per item fee)
• ^Free up to 350 items per statement cycle (includes checks, deposits, deposited and electronic items)
• ^Excess item fee – $0.35 (in excess of 350 items)
• If account exceeds 350 items for 3 consecutive months, it will convert to Analysis Checking
Analysis Checking
• $100 required to open an account
• Free ATM withdrawals at any ATM – worldwide
• Free Business debit card upon approval
• Free Business Online Banking with unlimited bill payment**
• Monthly Image Statement
• Analyzed monthly maintenance fees
• Monthly Maintenance fee – $8; electronic debits/credits – $0.10; deposits – $0.16; debits/checks – $0.15;
deposited items – on us $0.06/AR – $0.09/out of state – $0.11
• Earnings credit used to help offset service charges; based on average of monthly 90 day Treasury bill
• Cash management services available to assist your business manage cash
Sole-Proprietor Interest Checking
• $100 to open
• Free ATM withdrawals at any ATM – worldwide
• Free Business debit card upon approval
• Free Business Online Banking with unlimited bill payment**
• Tiered interest rates*
• Unlimited transactions
• $5 monthly maintenance fee if minimum balance falls below $500
• Image statement
*$0-$999, $1,000-$9,999, $10,000-$19,999, $20,000 and over
Non-Profit/Government Entities
• $100 required to open an account
• Free ATM withdrawals at any ATM – worldwide
• Free Business debit card upon approval
• Free Business Online Banking with unlimited bill payment**
• Monthly Image Statement
• No monthly maintenance fees
• Tiered interest levels*
*$0-$999, $1,000-$9,999, $10,000-$19,999, $20,000 and over
IOLTA Account
• $100 to open
• No monthly maintenance fee
• Unlimited transactions
• Image Statement
• Free Online Banking with unlimited bill payment**
Business Money Market
• $2,500 required to open account
• Tiered interest levels*
• 6 withdrawals per monthly statement period
• $10 excess withdrawal fee
• $8 monthly maintenance fee if minimum daily balance falls below $2,500
• Image Statement
*$0-$999, $1,000-$9,999, $10,000-$19,999, $20,000 and over
