Business Checking

Legacy Business Checking Accounts are designed to meet the needs of all kinds of commercial customers, large and small.

Small Business Checking

  • $100 required to open an account
  • Free ATM withdrawals at any ATM – worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking*
  • Online Bill Pay (10 payments for free, then $.50 for each item after that)
  • Free E-Statement with enrollment in Business Online Banking
  • $5 fee for Monthly Image Statement
  • No minimum balance requirement
  • No monthly maintenance fee (does not include excess per item fee)
  • Allowed up to 100 items per statement cycle (includes checks, deposits and deposited items)
  • Excess item fee–$0.50 per item (in excess of 100 items)
  • Negative collected balance fee assessed at current WSJP rate + 3%

Business Checking

  • $100 required to open an account
  • Free ATM withdrawals at any ATM-Worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking* with Unlimited Bill Pay
  • Free E-Statement with enrollment in Business Online Banking
  • $5 fee for Monthly Image Statement
  • $15 monthly maintenance fee if minimum balance falls below $5,000
  • Allowed up to 250 items per statement cycle (includes checks, deposits and deposited items)
  • Excess item fee–$.50 per item (in excess of 250 items)
  • Negative collected balance fee assessed at current WSJP rate + 3%
  • Treasury Management Services Available

Analysis Checking

  • $100 required to open an account
  • Free ATM withdrawals at any ATM – worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking w/ Unlimited Bill Pay**
  • Free E-Statement with enrollment in Business Online Banking
  • $5 fee for Monthly Image Statement
  • Maintenance fees:
    • Maintenance fee- $10
    • Per credit (deposit slip)/debit (check written) item: $.17
    • Deposited Item:
    • Legacy (on us): $.05
    • Non Legacy: $.10
    • Electronic debits/credits: $.10
    • Negative collected balance fee assessed at current WSJP rate + 3%
    • Earnings credit used to help offset service charges; based on average of monthly 1 year Treasury bill
    • Treasury Management Services Available

Sole-Proprietor Interest Checking

  • $100 required to open account
  • Free ATM withdrawals at any ATM – worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking w/ Unlimited Bill Pay**
  • Free E-Statement with enrollment in Business Online Banking
  • $5 fee for Monthly Image Statement
  • $10 monthly maintenance fee if minimum balance falls below $1,000
  • Allowed up to 100 items per statement cycle (includes checks, deposits and deposited items)
  • Excess item fee-$.50 per item (in excess of 100 items)
  • Interest rates paid at current Interest Checking rates
  • Treasury Management Services Available
  • Negative collected balance fee assessed at current WSJP rate + 3%

 

Non-Profit/Government Entities

  • $100 required to open an account
  • Free ATM withdrawals at any ATM – Worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking w/ Unlimited Bill Pay**
  • Free E-Statement with enrollment in Business Online Banking
  • $2.50 fee for Monthly Image Statement
  • No monthly maintenance fee and no minimum balance required
  • Allowed up to 100 items per statement cycle (includes checks, deposits and deposited items)
  • Excess item fee-$.50 per item (in excess of 100 items)
  • Interest rates paid at current Interest Checking rates
  • Negative collected balance fee assessed at current WSJP rate + 3%

 

IOLTA Account

  • $100 to open
  • No monthly maintenance fee
  • Unlimited transactions
  • Image Statement
  • Free Online Banking with unlimited bill payment**

Business Money Market

  • $2,500 required to open account
  • Tiered interest levels*
  • 6 withdrawals per monthly statement period
  • $10 excess withdrawal fee
  • $10 monthly maintenance fee if minimum daily balance falls below $2,500
  • Monthly Image Statement
  • *$0-$999, $1,000-$9,999, $10,000-$19,999, $20,000 and over

* Contact us for current rates.
** Some versions of Business Online Banking may require a monthly fee

SBA Information Form

Fill out this application to find out if you qualify.
  • Name * Required
  • What is the purpose of the business loan or line of credit you need? Please include estimates of dollar amount if known.
  • Please describe the type and size of business you own or hope to open.
  • This field is for validation purposes and should be left unchanged.