Business Checking

Legacy Business Checking Accounts are designed to meet the needs of all kinds of commercial customers, large and small.

Small Business Checking

  • $100 required to open an account
  • Free ATM withdrawals at any ATM – worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking*
  • Online Bill Pay (10 payments for free, then $.50 for each item after that)
  • Free E-Statement with enrollment in Business Online Banking
  • $5 fee for Monthly Image Statement
  • No minimum balance requirement
  • No monthly maintenance fee (does not include excess per item fee)
  • Allowed up to 100 items per statement cycle (includes checks, deposits, deposited and electronic items)
  • Excess item fee–$0.50 per item (in excess of 100 items)
  • Negative collected balance fee assessed at current WSJP rate + 3%

Business Checking

  • $100 required to open an account
  • Free ATM withdrawals at any ATM-Worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking* with Unlimited Bill Pay
  • Free E-Statement with enrollment in Business Online Banking
  • $5 fee for Monthly Image Statement
  • $15 monthly maintenance fee if minimum balance falls below $5,000
  • Allowed up to 250 items per statement cycle (includes checks, deposits, deposited and electronic items)
  • Excess item fee–$.50 per item (in excess of 250 items)
  • Negative collected balance fee assessed at current WSJP rate + 3%
  • Treasury Management Services Available

Analysis Checking

  • $100 required to open an account
  • Free ATM withdrawals at any ATM – worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking w/ Unlimited Bill Pay**
  • Free E-Statement with enrollment in Business Online Banking
  • $5 fee for Monthly Image Statement
  • Maintenance fees:
    • Maintenance fee- $10
    • Per credit (deposit slip)/debit (check written) item: $.17
    • Deposited Item:
    • Legacy (on us): $.05
    • Non Legacy: $.10
    • Electronic debits/credits: $.10
    • Negative collected balance fee assessed at current WSJP rate + 3%
    • Earnings credit used to help offset service charges; based on average of monthly 1 year Treasury bill
    • Treasury Management Services Available

Sole-Proprietor Interest Checking

  • $100 required to open account
  • Free ATM withdrawals at any ATM – worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking w/ Unlimited Bill Pay**
  • Free E-Statement with enrollment in Business Online Banking
  • $5 fee for Monthly Image Statement
  • $10 monthly maintenance fee if minimum balance falls below $1,000
  • Allowed up to 100 items per statement cycle (includes checks, deposits, deposited and electronic items)
  • Excess item fee-$.50 per item (in excess of 100 items)
  • Interest rates paid at current Interest Checking rates
  • Treasury Management Services Available
  • Negative collected balance fee assessed at current WSJP rate + 3%

 

Non-Profit/Government Entities

  • $100 required to open an account
  • Free ATM withdrawals at any ATM – Worldwide
  • Free Business debit card upon approval
  • Free Business Online Banking w/ Unlimited Bill Pay**
  • Free E-Statement with enrollment in Business Online Banking
  • $2.50 fee for Monthly Image Statement
  • No monthly maintenance fee and no minimum balance required
  • Allowed up to 100 items per statement cycle (includes checks, deposits, deposited and electronic items)
  • Excess item fee-$.50 per item (in excess of 100 items)
  • Interest rates paid at current Interest Checking rates
  • Negative collected balance fee assessed at current WSJP rate + 3%

 

IOLTA Account

  • $100 to open
  • No monthly maintenance fee
  • Unlimited transactions
  • Image Statement
  • Free Online Banking with unlimited bill payment**

Business Money Market

  • $2,500 required to open account
  • Tiered interest levels*
  • 6 withdrawals per monthly statement period
  • $10 excess withdrawal fee
  • $10 monthly maintenance fee if minimum daily balance falls below $2,500
  • Monthly Image Statement
  • *$0-$999, $1,000-$9,999, $10,000-$19,999, $20,000 and over

* Contact us for current rates.
** Some versions of Business Online Banking may require a monthly fee

SBA Information Form

Fill out this application to find out if you qualify.
  • Name * Required
  • What is the purpose of the business loan or line of credit you need? Please include estimates of dollar amount if known.
  • Please describe the type and size of business you own or hope to open.
  • This field is for validation purposes and should be left unchanged.

Effective June 1st, 2017 all checks being deposited via mobile banking must be endorsed and include the word “Mobile Deposit” in the endorsement.

If you need assistance please do not hesitate to call us at 479-717-1900.