Business Services

Business Online Banking (BOB)

  • Allows multiple users with individual customized access
  • Includes 18 months of account history
  • Download to your own software programs (QuickBooks, Quicken)
  • View and print online check images, deposit images and statements
  • Transfer money between accounts
  • Pay bills for free with Bill Pay*

Business Mobiliti

  • Access information about your accounts
  • View Check Images
  • Transfer money between accounts
  • Deposit checks anywhere by simply taking a picture of the check
  • Approve transfers, wires, ACH, and Positive Pay transactions
  • Pay bills for free with Small Business Bill Pay*
  • Secured using Multifactor Authentication and secure login

ACH (BOB required)

  • Direct Deposit/Vendor payments
  • Customer payment drafts

Wire (BOB required)

  • Quickly and Securely transfer money
  • Receive real-time notification
  • Receive same day settlement

Remote Capture (BOB required)

  • Capture images of checks for deposit into your account from the convenience of your office
  • Use of Desktop scanner allows for FAST and ACCURATE processing of large amounts of checks
  • Save TIME and MONEY by eliminating trips to the bank
  • Same day credit
  • Image reports of all deposited items

Merchant Services

  • Accept all major payment cards – Visa, MasterCard, American Express, Discover, and PayPal – with one statement, one settlement, and one great price
  • Next day funding
  • Track payments activity
  • EMV compliant hardware

Positive Pay

  • Check fraud prevention for checks – captures MICR data as well as payee information automatically
  • Validates payee on the check against the payee name you submit
  • On-line exception management allows you to make pay/return decisions quickly and  easily


ZBA (Zero Balance Account)

  • Eliminate manual transfers between accounts
  • Funds will settle automatically at end of day processing based on  a pre-determined target balance

Line of Credit

  • Reduce interest accruals
  • Pay down principal loan balances automatically
  • Funds advance as needed based on predetermined account balance (requires approval)


*Additional fees may apply
** Includes 10 free transactions per month. Payments in excess of 10 per month are $.50 each.

Brad Miller Corporate Services Officer

Brad Miller
Corporate Services Officer
Call 479-717-1961

SBA Information Form

Fill out this application to find out if you qualify.
  • Name * Required
  • What is the purpose of the business loan or line of credit you need? Please include estimates of dollar amount if known.
  • Please describe the type and size of business you own or hope to open.
  • This field is for validation purposes and should be left unchanged.

Effective June 1st, 2017 all checks being deposited via mobile banking must be endorsed and include the word “Mobile Deposit” in the endorsement.

If you need assistance please do not hesitate to call us at 479-717-1900.