Come Home

To Banking In Northwest Arkansas

Business Services

Business Online Banking (BOB)

  • Allows multiple users with individual customized access
  • Includes 18 months of account history
  • Download to your own software programs (QuickBooks, Quicken)
  • View and print online check images, deposit images and statements
  • Transfer money between accounts
  • Pay bills for free with Bill Pay*

Business Mobiliti

  • Access information about your accounts
  • View Check Images
  • Transfer money between accounts
  • Deposit checks anywhere by simply taking a picture of the check
  • Approve transfers, wires, ACH, and Positive Pay transactions
  • Pay bills for free with Small Business Bill Pay*
  • Secured using Multifactor Authentication and secure login

ACH (BOB required)

  • Direct Deposit/Vendor payments
  • Customer payment drafts

Legacy National Bank ACH Confirmation

Wire (BOB required)

  • Quickly and Securely transfer money
  • Receive real-time notification
  • Receive same day settlement

Remote Capture (BOB required)

  • Capture images of checks for deposit into your account from the convenience of your office
  • Use of Desktop scanner allows for FAST and ACCURATE processing of large amounts of checks
  • Save TIME and MONEY by eliminating trips to the bank
  • Same day credit
  • Image reports of all deposited items

Merchant Services

  • Accept all major payment cards – Visa, MasterCard, American Express, Discover, and PayPal – with one statement, one settlement, and one great price
  • Next day funding
  • Track payments activity
  • EMV compliant hardware

Positive Pay

  • Check fraud prevention for checks – captures MICR data as well as payee information automatically
  • Validates payee on the check against the payee name you submit
  • On-line exception management allows you to make pay/return decisions quickly and  easily


ZBA (Zero Balance Account)

  • Eliminate manual transfers between accounts
  • Funds will settle automatically at end of day processing based on  a pre-determined target balance

Line of Credit

  • Reduce interest accruals
  • Pay down principal loan balances automatically
  • Funds advance as needed based on predetermined account balance (requires approval)


*Additional fees may apply
** Includes 10 free transactions per month. Payments in excess of 10 per month are $.50 each.

Crystal Martin
AVP, Treasury Management Officer
Call 479-347-2015

SBA Information Form

Fill out this application to find out if you qualify.
  • What is the purpose of the business loan or line of credit you need? Please include estimates of dollar amount if known.
  • Please describe the type and size of business you own or hope to open.
  • This field is for validation purposes and should be left unchanged.