Personal Checking


Legacy National Bank keeps you in mind. We know each individual is unique. We’ve designed our personal checking and savings accounts to give you the services and financial information needed now and for the future.

With several checking accounts available, choose the one designed just for you. Contact us for current rates.

To report a LOST or STOLEN DEBIT CARD please call 1-800-383-8000

Simply Checking

  • $100 required to open an account
  • Free ATM withdrawals at any ATM – Worldwide
  • Free Legacy Link debit card
  • Optional Custom debit card -$5.00
  • Free Online Banking with unlimited bill payment
  • Unlimited transactions
  • Monthly Itemized Statement
  • $1.00 per month fee if average daily balance falls below $250.00

Rewards

  • $100 required to open account
  • Free ATM withdrawals at any ATM – Worldwide
  • Free Legacy Link debit card
  • Optional Custom debit card-$5.00
  • Free Online Banking with unlimited bill payment
  • Receive E-Statements each month
  • At least one Auto Debit or Direct Deposit monthly
  • No minimum balance requirement
  • Unlimited transactions
  • No monthly maintenance fee
  • 2 Free Cashier Checks per month
  • 2 Free Stop Payments per year
  • Interest bearing

Builder

  • $100 required to open an account
  • Free ATM withdrawals at any ATM – Worldwide
  • Free Legacy Link debit card
  • Optional Custom debit card -$5.00
  • Free Online Banking with unlimited bill payment
  • 2 Free Cashier’s Checks -per month
  • Unlimited transactions
  • Tiered interest levels*
  • Monthly image statement
  • $7.50 monthly maintenance fee if minimum balance falls below $500

*$0-$999, $1,000-$9,999, $10,000-$19,999, $20,000 and over

Legacy L

  • For customers age 50 or better
  • $100 required to open an account
  • Free ATM withdrawals at any ATM – Worldwide
  • Free Legacy Link debit card
  • Optional Custom debit card -$5.00
  • Free Online Banking with unlimited bill payment
  • Free logo checks or 25% discount on other styles
  • 2 Free Cashier’s Checks-per month
  • 2 Free Stop payments per year
  • Unlimited transactions
  • Tiered interest levels*
  • Monthly image statement
  • $5.00 monthly maintenance fee if average daily balance falls below $500.00
  • Annual consultation with Financial Services Representative

*$0-$999, $1,000-$9,999, $10,000-$19,999, $20,000 and over

Emerald Checking

  • $1,000 required to open account
  • Free ATM withdrawals at any ATM—Worldwide
  • Free Custom “Emerald” debit card
  • Free Online Banking with unlimited bill payment
  • Free Mobile Banking
  • Free E-Statement or Paper Statement each month
  • Unlimited Transactions
  • 2 Free Cashier Checks per month
  • 2 Free Stop Payments per year
  • Premium interest on all balances
  • Bonus interest paid on CD balances
  • Line of Credit available upon approval
  • $15 monthly maintenance fee avoided by maintaining an average monthly balance of $5,000 or other combined balances of $25,000

Emerald Money Market

  • $10,000 required to open account
  • Tiered interest levels*
  • 6 withdrawals allowed per monthly statement period
  • $10 monthly maintenance fee avoided by maintaining an average monthly balance of $10,000 or combined relationship balance of $25,000
  • $10 excess withdrawal fee
  • Image statement
  • Requires Emerald Checking account relationship

$0-$9,999, $10,000-$24,999.99, $25,000-$49,999.99, $50,000-$99,999.99, $100,000 & above

SBA Information Form

Fill out this application to find out if you qualify.
  • Name * Required
  • What is the purpose of the business loan or line of credit you need? Please include estimates of dollar amount if known.
  • Please describe the type and size of business you own or hope to open.
  • This field is for validation purposes and should be left unchanged.
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In order to provide our customers with top level online banking security beginning Wednesday, March 8th our online systems will require users to have the most up to date web browsers.

To access your Online Banking you will need one of the following:

Internet Explorer 11

Google Chrome version 44 or higher

Mozilla Firefox version 44 or higher

Opera version 30 or higher

Apple Safari version 9 or higher

Microsoft Edge – any version

If you need assistance please do not hesitate to call us at 479-717-1900. 

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