Personal Savings

Planning for the future is easy with our personal savings account options:

Legacy Savings

  • $50 required to open account
  • Quarterly statement
  • 6 withdrawals allowed per calendar month; not to exceed 18 per quarter
  • $2 fee for each excessive withdrawal
  • $100 minimum balance required to avoid $3 quarterly maintenance fee
  • Interest paid at the end of each calendar quarter

Legacy Money Market

  • $2,500 required to open account
  • Tiered interest levels
    • $0-$2,499
    • $2,500-$9,999
    • $10,000-$24,999
    • $25,000-$49,999
    • $50,000-$99,999
    • $100,000 and over
  • 6 withdrawals allowed per monthly statement period
  • $10 monthly maintenance fee if minimum balance falls below $2,500
  • $10 excess withdrawal fee
  • Image statement

Leaping Legacy

  • $1 required to open account
  • Quarterly statement
  • No withdrawal fees
  • No minimum balance requirement
  • Interest paid at the end of each calendar quarter
  • 6 withdrawals allowed per calendar month

Christmas Club

  • $10 required to open account
  • Checks are mailed after the last Friday in October
  • Interest is paid at the time the check is mailed (Contact us for current rates)
  • $10 early withdrawal fee assessed for any withdrawal before a check is issued

HSA (Health Savings Account)

  • No minimum deposit requirement
  • Free debit card
  • Unlimited transactions
  • Quarterly E-Statements Only
  • $10.00 quarterly maintenance fee if balance falls below $500.00
  • Monthly maintenance fee is waived for first 90 days to allow for contributions
  • Earns interest on balance

SBA Information Form

Fill out this application to find out if you qualify.
  • Name * Required
  • What is the purpose of the business loan or line of credit you need? Please include estimates of dollar amount if known.
  • Please describe the type and size of business you own or hope to open.
  • This field is for validation purposes and should be left unchanged.
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In order to provide our customers with top level online banking security beginning Wednesday, March 8th our online systems will require users to have the most up to date web browsers.

To access your Online Banking you will need one of the following:

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Google Chrome version 44 or higher

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Microsoft Edge – any version

If you need assistance please do not hesitate to call us at 479-717-1900. 

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