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To Banking In Northwest Arkansas

Personal Savings

Planning for the future is easy with our personal savings account options:

Legacy Savings

  • $50 required to open account
  • Quarterly statement
  • 6 withdrawals allowed per calendar month; not to exceed 18 per quarter
  • $2 fee for each excessive withdrawal
  • $100 minimum balance required to avoid $3 quarterly maintenance fee
  • Interest paid at the end of each calendar quarter

Legacy Money Market

  • $2,500 required to open account
  • Tiered interest levels
    • $0-$2,499
    • $2,500-$9,999
    • $10,000-$24,999
    • $25,000-$49,999
    • $50,000-$99,999
    • $100,000 and over
  • 6 withdrawals allowed per monthly statement period
  • $10 monthly maintenance fee if minimum balance falls below $2,500
  • $10 excess withdrawal fee
  • Image statement

Leaping Legacy

  • $1 required to open account
  • Quarterly statement
  • No withdrawal fees
  • No minimum balance requirement
  • Interest paid at the end of each calendar quarter
  • 6 withdrawals allowed per calendar month

Christmas Club

  • $10 required to open account
  • Checks are mailed after the last Friday in October
  • Interest is paid at the time the check is mailed (Contact us for current rates)
  • $10 early withdrawal fee assessed for any withdrawal before a check is issued

HSA (Health Savings Account)

  • No minimum deposit requirement
  • Free debit card
  • Unlimited transactions
  • Quarterly E-Statements Only
  • $10.00 quarterly maintenance fee if balance falls below $500.00
  • Monthly maintenance fee is waived for first 90 days to allow for contributions
  • Earns interest on balance

SBA Information Form

Fill out this application to find out if you qualify.
  • Name * Required
  • What is the purpose of the business loan or line of credit you need? Please include estimates of dollar amount if known.
  • Please describe the type and size of business you own or hope to open.
  • This field is for validation purposes and should be left unchanged.

We have recently changed who processes our debit card transactions. If you experience a “Declined” message when using your PIN for a purchase please have the merchant rerun your card as a “credit or signature based” transaction.

You will then need to call 1-800-992-3808 and follow the steps to re-PIN your card.  The process will ask for you to verify information.  After verification, you will select option 2 to enter a new PIN.  The PIN entered needs to be the EXACT SAME PIN you had previously.  If a different PIN is entered, your card will continue to decline PIN based transactions.